Our insurance policies
It is easy and straightforward to insure your pet or horse with us. We offer the statutory liability insurance needed for dogs and horses, health insurance to help cover vet expenses and medicine, and life insurances for dogs, cats and horses. Read more about the different insurances here:
Liability insurance
In Denmark it is statutory to have a liability insurance for your dog and horse. This will make sure you are covered if your dog or horse does damage to other people’s belongings or injures a person. An example could be if your dog bites another person, or knocks over a cyclist. It also covers if your horse runs into traffic causing an accident. We offer this insurance at a very fair price.
Health insurance
Health insurance will give you peace of mind if your pet or horse gets ill or injured and you need to visit the vet for examination or treatment. A health insurance provides you with reimbursement for most of the costs you incur at the vet, including medicine on prescription.
Over 60 percent of the Danes have health insurance for their dogs, saving them a large amount of money in case of an operation or costly treatment at the vet.
Here are some examples of typical injuries for dogs and how much we will cover of the costs:
| Diagnosis | Expenses | Agria compensates | You pay* |
| Swallowed sock, toy etc. | 20.299 DKK | 17.009 DKK | 3.290 DKK |
| Skin tumor | 6.756 DKK | 4.820 DKK | 1.936 DKK |
| Hit by car | 29 389 DKK | 25.199 DKK | 4.190 DKK |
* These examples are from 2024 calculated with 1.400 DKK as fixed deductible and 10 percent in variable deductible.
If you have a health insurance, you can provide your pet with the best care without having to pay for all the costs yourself.
Here at Agria you can choose among different insurance amounts and deductibles. This way you can choose a pet or horse insurance with a cover that suits you, your pet, and your finances. We will walk you through the different possibilities when you contact us.
Life insurance
Gain further peace of mind with a life insurance that will provide you with compensation equivalent to the pet’s or horses value if it dies, needs to be put to sleep, runs away, or is stolen.
What do I need to take out an insurance?
You will need information about your pet so you can provide us with identification numbers and other information that we will need to be able to identify the pet. Also, you will need to answer some questions about your pet’s health and former health history. This we will need to give you a precise overview of your coverage.
You don’t need to be a Danish citizen to be able to have your pet insured with Agria. You do however need a Danish social security number to take out insurance with us. You also need a registered permanent address in Denmark.
Contact us
If you would like to know more about our insurance or take out a policy? Give us a call. Our customer center can answer your queries in English and help you with the process of taking out an insurance.
Call us
From abroad
+ 45 70101065Opening hours
Weekdays: 08:00-17:00
If you need to contact us outside office hours regarding Agria Pet Insurance, you can contact local insurance consultants who are also happy to help in English.
About Agria Dyreforsikring
Agria Dyreforsikring provides Denmark’s animals and their owners with flexible insurance solutions. Agria is a wholly owned subsidiary of Länsförsäkringar and is the Länsförsäkringar Alliance’s company specialising in animal and crop insurance.
Agria also operates in Sweden, Norway, Finland, France, Germany, Ireland and the UK.